What Time Does USPS Direct Deposit Hit?

If you have a job with the United States Postal Service, you probably want to know when USPS’ direct deposit hits your bank account!

Luckily for you, we have the answer to your question and a whole lot more right here!

What Time Does USPS Direct Deposit Hit?

USPS direct deposit will hit employee bank accounts every other Tuesday or Wednesday. As paychecks are technically available on Thursday, when you opt for direct deposit with USPS, you get paid early. If your USPS direct deposit is late or doesn’t arrive, you need to contact the HR department.


KEY TAKEAWAYS

  • Direct deposit hits USPS employee accounts every other Tuesday.
  • Not all USPS employees get paid at the same time.
  • If your USPS direct deposit doesn’t show up, you need to contact the HR department.

If you want to learn about when you will be paid through direct deposit from USPS, as well as if you can get your money early and what to do if it never shows up, then read on!

This article has all the information you need.

Do All USPS Employees Get Paid at the Same Time?

The first thing to understand is that while technically, USPS pays all its employees at the same time, not everyone receives their money at the same time.

Every USPS employee’s paycheck is released every other Thursday. Those who receive paper paychecks can pick them up in the office that Friday.

However, for those who signed up for direct deposit, the bank transfer occurs the Tuesday or Wednesday before.

But within employees who receive direct deposit, when the money actually arrives in their account depends on their bank.

For some banks, the direct deposit will arrive on Tuesday, while for others, it arrives Wednesday.

It’s important to note that you may see the money in your account on Tuesday or Wednesday. But it could pend for several days before being available for use.

Can USPS Employees Get Paid Early?

There is no option for early payment from USPS as there is at some other companies. You must wait until the pay period completes and the paychecks are released to receive your money.

That being said, USPS does provide an early direct deposit in that most employees receive their paychecks via direct deposit 2-3 days before physical paychecks are distributed.

USPS released a memo in 2020 that encouraged all employees to sign up for direct deposit in order to get their paychecks as early and efficiently as possible.

Why Is My USPS Direct Deposit Late?

There are only really 2 reasons why your USPS direct deposit is late:

  • Payday fell on a bank holiday.
  • Your bank transfer is delayed.

It’s important to note that there is a difference between a late deposit and one that is never coming.

You can check to see if your direct deposit is pending and simply running late within your bank account.

If you see the deposit pending but not available, luckily, there’s nothing else you need to do. It will likely be ready to use in 1-5 business days.

What Should You Do if Your USPS Direct Deposit Is Not Showing Up

If the direct deposit you’re looking for is your first paycheck from USPS, it might not be showing up because your bank account could not be verified before the first pay period.

It usually takes 2-3 weeks to verify an account. So if your first paycheck is not in your account on payday, you should talk to your manager. Your paycheck is probably waiting in their office!

However, if you have successfully received a direct deposit before and the current one isn’t showing up, you need to contact the USPS HR department at 202-268-3646.

You cannot check the status of your missing direct deposit yourself.