Do you want to find out what time Walmart direct deposit will hit your account?
In this article, we will find out exactly what time you will see your direct deposit in your bank account. And everything else you need to know!
What Time Does Walmart Direct Deposit Hit Your Account?
What time Walmart direct deposit will hit your account depends on your bank. Because Walmart paychecks are sent on Wednesdays, most employees see the money in their account by 6:30 AM Thursdays. If you have a Walmart MoneyCard, you could see the funds 2 days early!
KEY TAKEAWAYS
- Walmart direct deposits usually hit anywhere from midnight on Wednesday to early morning on Thursday.
- If you opt for the Walmart MoneyCard, you could get your direct deposit 2 days early (on Tuesday.)
- How long Walmart direct deposit takes to hit your account depends entirely on your bank.
Now, let’s figure out when Walmart’s direct deposit will hit your bank account. As well as what to do if you don’t see the deposit or it’s running late!
Walmart Direct Deposit Time by Bank
When a Walmart direct deposit hits your account very much depends on which bank you have. So, we’re going to go through the most popular banks, and when your money will be in your account, ready to be spent!
- Wells Fargo: By 6:30 AM Thursday
- Chase: By 6:30 AM Thursday
- Bank of America: 3:00 AM Thursday
- PNC: 4:00 AM to 6:00 AM Thursday
- U.S. Bank: By 8:00 AM Thursday
- Citizens Bank: 3:00 AM to 6:00 AM Thursday
It’s important to note that these times are the given estimates by the banks themselves.
However, many Walmart employees have reported getting their direct deposits in their bank accounts even earlier. Such as at midnight on Wednesday.
The bottom line is that for almost every bank, unless there is a problem with the deposit, the funds will be in your account, ready to be spent by the time you wake up on Thursday!
On the other hand, if you use a Walmart MoneyCard or the Cash app to receive your direct deposit, the money will be in your account either on Tuesday (before paychecks even go out.) Or immediately when they’re sent on Wednesdays.
When Does Walmart Direct Deposit Early?
Next, many Walmart employees want to know if Walmart ever sends the direct deposit earlier than the standard Thursday morning time frame.
However, this never really happens. Walmart pays its employees every other Wednesday throughout the entire year, even if there is a bank holiday that week.
You should understand that the only way to get your Walmart direct deposit earlier than Wednesday night or Thursday morning is to sign up to get your money on the Walmart MoneyCard.
With the Walmart MoneyCard, your direct deposit will be available up to 2 days earlier than with a standard bank account.
Why Is Walmart Direct Deposit Sometimes Late?
Realistically, your Walmart direct deposit should appear at the same time every two weeks. However, if your Walmart direct deposit is late, you are not alone.
Sometimes, a Walmart direct deposit is late because there was a payroll error, that Thursday was a bank holiday, or your bank is ensuring the funds are not fraudulent.
Usually, it only takes a few hours for the issue to be resolved. But if you still don’t see your money by the end of the day on Thursday, you should reach out to the Walmart HR department.
What Should You Do if Walmart Direct Deposit Didn’t Go Through?
Finally, if you don’t see your money in your account by the end of the day on Thursday, you will certainly want to know what to do next.
The first thing to understand is that even if you sign up for direct deposit before receiving your first paycheck, you will most likely have a paper paycheck for the first time. And then, you will receive a direct deposit for the following pay period.
So, if it’s your first payday and the money doesn’t arrive in your account, you should ask your manager for the physical paycheck.
If it’s not your first paycheck, but you still don’t see your Walmart direct deposit in your account, you need to contact your HR department.
There is a chance that there is a problem with your bank as well. So if HR says the money was deposited, the next step is to contact your bank directly.
Conclusion
Walmart direct deposit should arrive between 12:00 AM Wednesdays and 6:30 AM Thursdays.
The exact time when the funds will be visible and available depends completely on your banking institution.
If you opt to get paid on a Walmart MoneyCard, you could see your direct deposit as early as Tuesday.
However, if the direct deposit isn’t in your account by midday on Thursday, you should call your Walmart HR representative. As well as your bank’s customer service team.